Step: Bank & Build Credit

Editor's Review

Welcome to Step, the free banking app that offers better credit, savings, and rewards! 📱💸 With Step Black, you can enjoy up to 8% cashback, build your credit history with the Step Visa Card, and earn 5.00% on your savings. Plus, get paid early and access $500 in annual perks. Join over 5 million users who trust Step for all their banking needs. It's banking reimagined, for a better financial future! 💳💰

Features

• Build credit with every purchase

• Earn up to 8% cashback with Step Black

• Get paid up to 2 days early

• Monitor your credit score directly in the app

• Create Savings Goals and earn 5.00% on your savings

• Access $500 in annual perks

• No risk of overspending with Step Visa Card

Pros

• Safe credit building

• Up to 8% cashback

• 5.00% savings rate

• Early access to funds

• Annual perks and rewards

Cons

• Not available in all regions

• Limited physical branch support