Affirm: Buy now, pay over time

Editor's Review

🌟 Shop stress-free and pay over time with flexible payments with the Affirm app! 🛍️💳 Take your Affirm Card everywhere you go and enjoy exclusive deals and rates as low as 0% APR. Manage your account, make payments, and even open a high-yield savings account with no minimums and no fees. With the Affirm Card, you can easily shop online or in person, and even request a payment plan before heading to the store for a big purchase. Link your bank account to pay almost anywhere or use the app to pay over time for eligible purchases. Shopping with Affirm is simple and easy, just browse your favorite stores, choose the payment terms that work for you, and complete your purchase. Get the Affirm app now and enjoy stress-free shopping and flexible payments! 😊🛒

Features

• Pay over time at almost any store

• Get access to exclusive deals and rates as low as 0% APR

• Manage your account and make payments

• Open a high-yield savings account with no minimums and no fees

• Use the Affirm Card online or in person

• Request a payment plan in the app before heading to the store

• Link your bank account to pay almost anywhere

• Pay over time for eligible purchases

• Simple and easy shopping experience

Pros

• Flexible payment options

• Access to exclusive deals and low rates

• Convenient account management

• No minimums and no fees for high-yield savings account

• Can be used online or in person

• Request payment plan for big purchases

• Pay with bank account almost anywhere

• Option to pay over time for eligible purchases

• Simple and easy shopping experience

Cons

• Pay-over-time plans subject to eligibility checks

• Minimum purchases required for pay-over-time plans

• Approval for pay-over-time plans not guaranteed for all purchases

• ACH debit from linked bank account may take 1-3 days

• Availability of loans may vary by state

• Down payment may be required for loans

• Not all states may have loan options available