Aspiration - Mobile Banking

Editor's Review

In a world where every purchase and financial decision counts, Aspiration's innovative app, 'Invest in the Planet,' offers an exciting opportunity to earn up to 3.00% APY while actively contributing to the fight against climate change. With a focus on ethical spending and eco-conscious investing, this app provides a unique platform for users to align their financial activities with their values.

By combining spending, saving, and investing features, Aspiration empowers individuals to make a positive impact on the environment through their everyday transactions. Whether you're shopping, saving for the future, or seeking to grow your wealth responsibly, this app offers a range of benefits that set it apart from traditional banking services.

Features

• Spend & save account

• Tree planting with every purchase

• Socially responsible deposits

• Unlimited ATM withdrawals at 55,000+ Allpoint ATMs

• Up to 3.00% APY on deposits

• Early payment access

• FDIC insured up to $250,000 per depositor

• Excess fund sweeping to FDIC-insured depository institutions

Pros

• Earn up to 3.00% APY

• Support tree planting initiatives

• Avoid funding fossil fuel projects

Cons

• Balances above $250,000 may be swept to other banks

• Terms & conditions apply for APY rates